Government programs
Government programs that help pay for repairs and remodels
A few public programs pay for roofs, plumbing, heating, kitchens, bathrooms, additions, floors, code repairs and lead hazard removal in DC and Maryland. The program decides who qualifies and how much, never the contractor. What follows was current as of October 2026.
Programs and what each one pays for
Each page gives the amounts and rules the program publishes, how the money reaches the contractor, and what we can and cannot do for you under it.
DC Single Family Rehab Program (SFRRP)
Does DC's Single Family Rehab Program pay for repairs?
For DC homeowners of three years or more with incomes inside the program limits. Grants and low or 0 percent loans, and DHCD writes the scope the contractor bids on.
What it pays and who decidesFHA 203(k) loan
Can an FHA 203(k) loan pay for a kitchen or an addition?
For buyers, and owners refinancing, in a home they live in. The renovation goes into the mortgage and the contractor is paid from escrow in draws, with six months to finish.
What it pays and who decidesMaryland Housing Rehabilitation Program
Will Maryland's rehab program pay to bring a house to code?
Maryland financing for repairs that bring a property up to code, with a separate track for income targeted households. Ask DHCD for the limits before you price anything.
What it pays and who decidesUSDA Section 504 Home Repair
Will USDA's Section 504 program pay for home repairs?
For older and very low income homeowners in USDA eligible rural areas. Small grants for hazards, 1 percent loans for repairs, and USDA pays the contractor once the work passes inspection.
What it pays and who decidesPrince George's County HOPP and HRAP
Does Prince George's County help pay for home repairs?
County home repair help for Prince George's homeowners, applied for through Habitat for Humanity Metro Maryland, including a 0 percent HRAP loan with no monthly payment.
What it pays and who decidesMaryland Lead Hazard Reduction Grant
Will Maryland pay to remove lead paint hazards from a house?
Up to $25,000 for lead assessment, remediation and clearance in pre-1978 Maryland homes outside Baltimore City, for homeowners and landlords. An accredited lead abatement contractor does that work; we price and build the remodel after it.
What it pays and who decidesWhat we do on a program job
We are not enrolled in or approved by any of these programs, and we do not apply for you. We walk the house and send a written estimate with the scope itemized, which you can hand to the program or the lender. Where the program lets you pick the contractor, we can do the work.